Richard Silva

Honesty, Integrity, Trustworthy

Welcome to my Web site, where you'll find a wealth of information in the form of newsletter articles, calculators, and research reports. 

I hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. I created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most importantly, I hope you see the value of working with skilled professionals to pursue your financial goals. I'm here to help educate you about the basic concepts of financial planning, to help you learn more about who we are, and to give you fast, easy access to market performance and data. I hope you take advantage of this resource and visit my Web site often. Be sure to add my site to your list of "favorites" in your Internet browser. I frequently update information, and wouldn't want you to miss any developments in the area of personal finance.

Since 1998, I've helped thousands of individuals identify and plan for their financial goals and dreams.   I build long-lasting relationships with my individual clients and employer groups, and firmly believe I provide the best possible service.  I'm confident I can assist you, your family, or employees' financial and retirement planning needs.

If you're looking for a second opinion regarding your investments or retirement plan, or if you haven't heard from your Advisor lately, please give me a call.  I'd be happy to review your financial situation and provide an objective opinion on the status of your investments and retirement strategy.  I can be reached at (973) 454-6251.  I look forward to the opportunity of working with you in the future!

 

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Life Insurance (AXA version)

How Much Money Will Your Loved Ones Need When You Die?

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

More Calculators →

Preparing Not to Inherit

Preparing for retirement will require adequate saving and investing, not just working hard to stay in the good graces of wealthy relatives.

Exchange-Traded Funds Can Be for Conservative Portfolios, Too

If you avoided ETFs because they were predominantly composed of stocks, the growing availability of bond ETFs might warrant a second look.

Estate of Emergency?

To help ensure that an estate is distributed according to one's wishes, it’s important to have certain legal documents in place.

Never Too Old—or Too Rich—to Consider Life Insurance

There are many possible reasons to consider owning life insurance, even if you have convinced yourself that it's no longer necessary in your situation.

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